Special K

Urban Living

3rd February

2010

written by Keith

I wanted a piece of the american dream so I bought a condo at 220,000. I was approved with two mortgages and no money down. I was told that this was a great opportunity because the market is at an all time low, but 8 months later the condo was assessed at 172,000 and continues to decline. Not a big deal if it was just me.

Little did I know that I would soon fall deeply in love, marry, and start this amazing family. Two years have passed and now I’m still upside down 50,000 with a son who is starting to walk.I hate being surrounded by chance. With a child who is now a year old, chance is not something I want to place stability on.

I know I am more fortunate than some and I actually have a home, but as I stare at the walk-in closet that may soon be my son’s bedroom the more upset I become. I feel cornered like my son will in his new urban bedroom.

I ask myself how do people do this?! How do people buy a home? It’s simple. It starts right now with Joanne and I. It starts with THIS family. Making a son was pretty easy, but we also have to make a future for him.

Son, your parents will struggle in this generation so you won’t have too. We will build our foundation strong enough for you to build yours. You will learn that our love for you will be steadfast, consistent and honest.. and when your old enough I will sign over this condo.

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